5 Best Places to Retire in Southern California

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If youโ€™re a homeowner in North Orange County or the San Gabriel Valley, and youโ€™ve been thinking about downsizing, simplifying, or relocating for retirement โ€” this guide is for you.

Whether you're dreaming of a peaceful beach town, a warm and affordable desert oasis, or a 55+ community with built-in amenities, there are excellent places to consider across Southern California that offer a better lifestyle and lower expenses.

As a local real estate expert, I help many clients sell their current home and make the smooth move into retirement. Below are the 5 best places to retire in Southern California in 2025 โ€” with plenty of options for selling high here and buying smart there.


๐ŸŒต 1. Palm Desert โ€“ Affordable Desert Living & Luxury Lifestyle

Palm Desert is a top choice for retirees leaving Orange County or the San Gabriel Valley. Home prices are often 30โ€“50% lower, and you still get gated communities, resort-style amenities, and world-class golf courses.

Why Sellers Love It:

  • Lower home prices mean you can often buy with cash

  • Luxury 55+ communities like Sun City and The Lakes

  • Year-round sunshine and scenic mountain views

  • Proximity to Eisenhower Medical Center

  • Less traffic, noise, and maintenance compared to OC

Perfect for: Sellers looking to stretch their equity and enjoy a slower pace in a resort setting.


๐Ÿ‘ต 2. Laguna Woods โ€“ Premier 55+ Community Living

Laguna Woods is just a short drive from North Orange County, making it ideal for those who want to stay close to family while transitioning to a lifestyle designed for active adults.

Key Benefits:

  • Gated 55+ community with over 250 clubs and amenities

  • Affordable attached homes and co-ops

  • Golf, pools, fitness centers, and transportation services

  • Nearby access to Saddleback and Hoag Hospitals

  • Low-maintenance living in a social, senior-friendly setting

Perfect for: Sellers downsizing from larger homes in places like Fullerton, Brea, or Pasadena and looking for a strong senior community with everything included.


๐ŸŒŠ 3. Ventura โ€“ Coastal Charm Without OC Prices

Ventura is an underrated gem for retirees who want ocean views, coastal breezes, and a walkable lifestyle โ€” without paying Orange County or LA beach premiums.

Why It Works:

  • Home prices are often more affordable than Seal Beach or Huntington

  • Less dense and touristy than other SoCal beach towns

  • Easy walkability, great dining, and historic charm

  • Access to top-rated hospitals and medical centers

  • Milder climate and active, outdoorsy lifestyle

Perfect for: Sellers wanting to trade a high-maintenance home or busy neighborhood for the calm and simplicity of beach-town living.


๐ŸŒณ 4. Claremont โ€“ A Quiet, Cultural Suburban Retreat

Claremont, located on the edge of the San Gabriel Valley, offers the perfect mix of charm, culture, and convenience. With beautiful tree-lined streets, arts venues, and low crime, itโ€™s a top choice for retirees seeking tranquility without isolation.

Why Retire Here:

  • Cultural events and learning opportunities via the Claremont Colleges

  • Beautiful single-story homes and condos near downtown

  • Botanical gardens, walking trails, and historic neighborhoods

  • Access to Pomona Valley Hospital and Kaiser Permanente

  • Close enough to family in SGV, but far enough for peace

Perfect for: Sellers in La Verne, Arcadia, or Glendora looking to stay local but simplify.


๐Ÿ–๏ธ 5. Carlsbad & Oceanside โ€“ Laid-Back Coastal Lifestyle in San Diego County

North San Diego County offers everything retirees love: beaches, mild weather, and active adult communities โ€” all with more space and value than much of Orange County.

Key Advantages:

  • Great cash-out and move-down potential for OC sellers

  • 55+ communities with ocean access (like Oceana or Rancho Carlsbad)

  • Access to Scripps Health, Kaiser, and Tri-City Medical Center

  • Coastal climate year-round and thriving senior centers

  • Easy drive to Orange County for family visits

Perfect for: Sellers in Yorba Linda, Anaheim Hills, or Hacienda Heights who want the beach without the OC tax bill.


๐Ÿ“ฆ Ready to Downsize or Relocate? Letโ€™s Make a Plan.

If youโ€™re a homeowner in North Orange County or the San Gabriel Valley and you're planning to retire in the next few years, now is the time to explore your options.

With todayโ€™s home equity levels and strong local demand, you may be able to sell your current home at a premium and relocate to a lower-cost area with cash left over โ€” no mortgage required.

As a local expert and certified probate and trust specialist, Iโ€™ve helped many families make the right move at the right time โ€” with less stress and more confidence.


๐Ÿ“ž Let's Talk

Whether youโ€™re just starting to explore or youโ€™re ready to make a move, Iโ€™m here to guide you every step of the way.

๐Ÿ“ Serving: North Orange County | San Gabriel Valley | Inland Empire
๐Ÿ“ฑ Call/Text: 909-610-5188
๐ŸŒ Start Here: https://jackmarealestate.start.page

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