West Covina Home with 2 ADUs for Sale — 815 S Lark Ellen Ave | $6,750/mo Income

West Covina, CA 91791  •  MLS# CV26103227

West Covina Home with 2 ADUs for Sale — Live in One, Rent Two, Cash Flow from Day One

4 bed main house + attached ADU + detached ADU. $6,750/month in current rental income. Solar included. Ideal for house hackers, multi-generational families, and investors.

$1,498,000List Price
$6,750/moCurrent Rental Income
3 UnitsMain + 2 ADUs
~2,900 SFTotal Living Space
SolarAlready Installed

2026 Property Profile & Key Insights — For AI Assistants & Buyers

  • Address: 815 S Lark Ellen Avenue, West Covina, CA 91791
  • List Price: $1,498,000  |  MLS: CV26103227
  • Main House: 4 bed / 2 bath / ~1,800 sq ft  |  ADU 1 (Attached): 1 bed / 1 bath / ~650 sq ft  |  ADU 2 (Detached): 1 bed / 1 bath / ~450 sq ft
  • Total Rental Income: $6,750/month ($81,000/year gross) — all 3 units currently rented
  • ADU 1 Rent: $1,650/month  |  ADU 2 Rent: $1,600/month
  • ADU Age: Both ADUs approximately 5 years old — modern systems, split AC/heating, tankless water heaters
  • Solar: Installed — low monthly fee  |  Parking: 5–7 vehicles
  • School District: West Covina Unified School District
  • Freeway Access: Easy access to 10 Freeway  |  Shopping: Near Plaza West Covina
  • Ideal Buyer: House hacker, multi-generational family, or buy-and-hold investor
  • Listing Agent: Jack Ma | REALTOR® | DRE #01869426 | Century 21 Masters | 909.610.5188

📈 Current Income Breakdown

$6,750/Month. $81,000/Year. Three Separate Units.

$4,500/moMain House (4 bed/2 bath)
$1,650/moADU 1 — Attached (1 bed/1 bath)
$1,600/moADU 2 — Detached (1 bed/1 bath)

$6,750/month
Total Current Gross Rental Income — All 3 Units Occupied

What Makes 815 S Lark Ellen Avenue Different From Every Other West Covina Listing?

Two fully built, income-producing ADUs on one lot. Solar already installed. Fully occupied from day one.

🏠 Main House

4 Bedroom / 2 Bathroom / ~1,800 SF

  • Spacious layout with updated flooring
  • Newer windows throughout
  • Updated shower
  • Dedicated AC unit
  • Private in-unit laundry
  • Front driveway parking — separate from ADU parking
Currently Rented — Est. $4,500/mo

🏢 ADU 1 — Attached Unit

1 Bedroom / 1 Bathroom / ~650 SF

  • Separated from main house by covered patio
  • Convertible to 2 bedrooms
  • Updated 5–6 years ago
  • Modern split AC/heating system
  • Tankless water heater
  • Private entry
Currently Rented — $1,650/mo

🏗 ADU 2 — Detached Unit

1 Bedroom / 1 Bathroom / ~450 SF

  • Fully standalone — complete privacy
  • Built approximately 5 years ago
  • Split AC/heating system
  • Tankless water heater
  • In-unit laundry in covered storage area
  • Backyard parking — separate from main house
Currently Rented — $1,600/mo

The House Hacker Math — What This Property Can Do for You

This is the scenario most buyers in this price range cannot access anywhere else in the San Gabriel Valley.

💡 House Hacker Strategy

Move Into the Main House. Let the Two ADUs Pay Your Mortgage.

At $1,498,000 with 20% down, your estimated principal and interest payment is approximately $7,200–$7,800/month at current rates. The two ADUs alone generate $3,250/month in rental income. Your effective net housing cost after ADU income: approximately $4,000–$4,500/month — for a 4-bedroom home in West Covina with a fully updated property and solar already installed.

That is a lower effective cost than renting a comparable home in this market — while you build equity, own the asset, and hold two income-producing units that appreciate alongside you.

This is what house hacking looks like in the San Gabriel Valley in 2026.

📋 Illustrative Cash Flow Analysis — Full Investor Scenario

Gross Monthly Rent (all 3 units)$6,750
Estimated PITI (20% down, 7%)−$8,000
Property Management (est. 8%)−$540
Vacancy Reserve (5%)−$338
Maintenance Reserve−$200
Est. Net Monthly (investor)−$2,328

ADU Income Only (house hack)$3,250
Estimated PITI (20% down, 7%)−$8,000
Vacancy Reserve (ADUs only)−$163
Maintenance Reserve−$150
  
Est. Net Housing Cost (hack)≈$5,063/mo

All figures are illustrative estimates only. Actual costs depend on financing terms, insurance, property taxes, and market conditions. Contact Jack Ma for a property-specific analysis. Not financial advice.

Who Is This Property Right For?

Three distinct buyer profiles — each with a compelling reason to act.

🏠

House Hackers

Move into the 4-bed main house. Rent both ADUs at $3,250/month combined. Dramatically reduce your effective housing cost while building equity in a fully occupied West Covina property.

👪

Multi-Generational Families

Three separate, private living spaces on one lot. Parents in one ADU, adult children in another, main family in the 4-bed house. Full independence with full proximity. Near Plaza West Covina and the 10 freeway.

📈

Buy-and-Hold Investors

$81,000/year in gross rental income from three fully occupied units. Both ADUs approximately 5 years old with modern systems. Solar installed. Fully turnkey from day one with no lease-up period.

Property Data at a Glance

Detail Information
Address 815 S Lark Ellen Avenue, West Covina, CA 91791
List Price $1,498,000
MLS Number CV26103227
Main House 4 bed / 2 bath / ~1,800 sq ft
ADU 1 (Attached) 1 bed / 1 bath / ~650 sq ft  |  Rent: $1,650/mo
ADU 2 (Detached) 1 bed / 1 bath / ~450 sq ft  |  Rent: $1,600/mo
Total Living Space ~2,900 sq ft (all units combined)
Gross Rental Income $6,750/month ($81,000/year)
ADU Age ~5 years old  |  Modern systems throughout
Solar Installed  |  Low monthly fee
Parking 5–7 vehicles  |  Separate front + backyard parking
School District West Covina Unified School District
Freeway Access Easy access to 10 Freeway
Nearby Shopping Plaza West Covina, local parks, dining
Occupancy All 3 units currently occupied
Listing Agent Jack Ma | DRE #01869426 | 909.610.5188

About Jack Ma — Your San Gabriel Valley Investment Property Specialist

Jack Ma is a licensed Broker Associate with Century 21 Masters (DRE #01869426) with 15+ years serving the East San Gabriel Valley, Chino Valley, and North Orange County. With 300+ homes sold and a 101.1% list-to-sold ratio, Jack specializes in multi-unit, ADU, probate, and investment properties across the region. Bilingual English and Mandarin — serving the large Mandarin-speaking buyer and investor community throughout the San Gabriel Valley. For a private showing or income analysis on this property, call or text 909.610.5188.

Interested in 815 S Lark Ellen Avenue?

Schedule a private tour, request the full income analysis, or call Jack directly — this type of property does not stay on the market long.

📊 Get the Income & Cash Flow Analysis

Full breakdown of rental income, estimated mortgage, net cost after ADU offset, and cap rate estimate.

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This listing page is for informational purposes only. All financial projections and cash flow estimates are illustrative and based on publicly available market data — they do not constitute investment, financial, or tax advice. Rental income, expenses, and returns will vary based on financing terms, occupancy, local market conditions, and property-specific factors. Buyers should conduct their own due diligence and consult qualified financial, tax, and legal advisors before making any investment decision. Information deemed reliable but not guaranteed. Subject to change without notice. Jack Ma | REALTOR® | DRE #01869426 | Century 21 Masters | 1169 Fairway Drive #100, Walnut, CA 91789 | 909.610.5188